AIWMI CCRA - Certified Credit Research Analyst Exam
Page: 3 / 17
Total 84 questions
Question #11 (Topic: Topic 1)
Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-16_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-17_1.png]
[AIWMI-CCRA-1.0/xmlfile-17_2.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-17_3.png]
The core spreads for FY13 as compared to FY12 have:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-16_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-17_1.png]
[AIWMI-CCRA-1.0/xmlfile-17_2.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-17_3.png]
The core spreads for FY13 as compared to FY12 have:
A. Expanded by 136 bps
B. Contracted by 327 bps
C. Contracted by 136 bps
D. Expanded by 191 bps
Answer: C
Question #12 (Topic: Topic 1)
Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-19_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-19_2.png]
[AIWMI-CCRA-1.0/xmlfile-20_1.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-20_2.png]
The ROTA for Auckland deteriorated from ___in FY12 to___ in FY13.
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-19_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-19_2.png]
[AIWMI-CCRA-1.0/xmlfile-20_1.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-20_2.png]
The ROTA for Auckland deteriorated from ___in FY12 to___ in FY13.
A. 0,.7%, 0,3%
B. 7%; 2%
C. 2.3%; 0.7%
D. 1.9%; 0.6%
Answer: C
Question #13 (Topic: Topic 1)
Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-21_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-22_1.png]
[AIWMI-CCRA-1.0/xmlfile-22_2.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-22_3.png]
Cost to income ratio is best for which year
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-21_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-22_1.png]
[AIWMI-CCRA-1.0/xmlfile-22_2.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-22_3.png]
Cost to income ratio is best for which year
A. FY13
B. FY11
C. Same FY11 and FY12
D. FY12
Answer: A
Question #14 (Topic: Topic 1)
Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-24_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-24_2.png]
[AIWMI-CCRA-1.0/xmlfile-25_1.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-25_2.png]
Computer risk weighted assets for Auckland Ltd for FY11:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-24_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-24_2.png]
[AIWMI-CCRA-1.0/xmlfile-25_1.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-25_2.png]
Computer risk weighted assets for Auckland Ltd for FY11:
A. 10,10,000 Million
B. 13,24,500 Million
C. 11,64,500 Million
D. 11,60,000 Million
Answer: C
Question #15 (Topic: Topic 1)
Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-26_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-27_1.png]
[AIWMI-CCRA-1.0/xmlfile-27_2.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-27_3.png]
During which year amongst the three, was the overall financial profile of bank most string?
Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in
rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the
top job.
Profit and Loss Account
[AIWMI-CCRA-1.0/xmlfile-26_1.png]
Balance Sheet
[AIWMI-CCRA-1.0/xmlfile-27_1.png]
[AIWMI-CCRA-1.0/xmlfile-27_2.png]
The rating wise break-up of assets for FY11 is as follows:
[AIWMI-CCRA-1.0/xmlfile-27_3.png]
During which year amongst the three, was the overall financial profile of bank most string?
A. No change in three years
B. FY13
C. FY11
D. FY12
Answer: B
